Privacy Policy

At American Savings Bank, your privacy is of utmost importance.

The Board of Directors and Management of American Savings Bank (ASB) realize that protecting the privacy of our customers is very important.

The following serves as a standard for all ASB employees for collection, use, retention and security of non-public personal information.

ASB does collect non-public personal information about our customers through loan and deposit account forms.

ASB will take steps to safeguard customer information. We restrict access to our customer information to those employees who need to know information to provide products or services to them. Employees who violate these standards will be subject to disciplinary measures.

ASB will maintain physical, electronic and procedural safeguards that comply with federal standards to guard non-public personal information.

ASB does not have contracts or agreements with nonaffiliated third parties, which would disclose non-public personal information. ASB will provide a privacy disclosure approved by regulatory agencies at the time of account opening and will provide annual disclosures as required by law.

The Compliance Coordinator of ASB will ascertain that internal controls and procedures related to this policy are maintained and will change them accordingly to ensure a satisfactory level of compliance.

The Internet Banking product offered by ASB uses the Industry Standard 128 bit SSL Encryption

American Savings Bank cannot, shall not and will not be held liable for any viruses that may be contracted from this website. We do not, will not and shall not for any reason purposefully have viruses on our page. If you should happen to have this issue with our site, contact us at


The American Savings Bank Web site uses session cookies only in the Internet Banking section of the web site. Internet Banking has an Automatic Disconnect Function. The automatic disconnect function uses "session cookies" within Internet Banking in order to determine when a session will be disconnected. There are two types of cookies:

- Hard disk cookies: A file that is downloaded to the hard drive on your computer. American Savings Bank does not use this type of cookie.

- Session cookies: Used to reference information stored on bank servers. By using session cookies, no personal or confidential information is being stored on your computer. These session cookies are only good for the life of a browser session. When you close your browser, the session cookie is erased from the computer's memory completely.

Currently, "session cookies" are used to determine the length of time you have been inactive within your Internet Banking session. This feature is used in conjunction with the Automatic Disconnect Function to increase the security of Internet Banking.

If you experience problems logging in to Internet Banking, it could be due to one of the following factors:

  • Your browser may not support cookies
  • Your browser may not be setup to accept cookies

Browsers that support cookies include Microsoft Internet Explorer, Mozilla Firefox, and most other available Internet browsers. If your browser supports this function, you can enable the acceptance of cookies under the Internet Options category in Internet Explorer. In Firefox this option is found under the Preferences category.

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