Personal Credit Card

Carry convenience wherever you go. American Savings Bank offers three major credit cards to give you more purchasing freedom — with no annual fees and low interest rates.


Choose from Visa® Classic, Visa® Platinum, and Gold MasterCard. Each comes in one of two great options, a lower rate card or a reward card. Pick the card that's right for you and apply today.

Low Rate Card
  • Competitive annual percentage rate (APR)*
  • No annual fee*
  • Same APR for purchases and cash advances
  • Toll-free live customer assistance available 24/7 at 800-367-7576
  • Online account information available 24/7
  • Rental car collision damage waiver protection
  • 25-day interest-free grace period on all purchases
  • Extra grace period to avoid late fees (not on cash advances)
  • Cash advances up to 50% of the credit line

Either fax your application to 877-809-9162 or mail to:

Card Service Center

PO Box 569120

Dallas, TX 75356-9120


*Please see application for information about current APRs and fees.

Preferred Points Card

The same great benefits from our Low Rate card, with bonus rewards. Earn one Preferred Point for every dollar you spend, up to 10,000 points per month. To get you started, we give you a low introductory rate for the fist six months!


  • Earn points for every dollar in purchases
  • Earn up to 10,000 points per month
  • Redeem points for cash, gift cards, travel, and top-name merchandise
  • Low introductory rate for first six months*
  • Competitive ongoing APR*
  • No annual fee
  • Same APR* for purchases and cash advances
  • Toll-free live customer assistance available 24/7 at 800-367-7576
  • Online account information available 24/7
  • Same cardholder benefits as Low Rate Card

Either fax your application to 877-809-9162 or mail to:

Card Service Center

PO Box 569120

Dallas, TX 75356-9120


*Please see application for information about current APRs and fees.

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